Financing Graduate School
Graduate study is a significant investment. At USC Rossier, we are committed to helping you identify resources to fund your education and navigate the financial aid application process.
On this resource page, you will find important general information about the cost of attendance for our programs, as well as various methods of financing graduate school, including financial aid, scholarships, graduate assistantships, federal loan forgiveness, and other financing options.
Cost of Attendance
Tuition is charged each semester. Each year prior to the fall term, USC releases the per-unit rate which increases about 3 to 5% annually. The most current per-unit rate can be found on the university’s Catalogue website.
Select a program to view the estimated cost of attendance:
Doctoral Degree Programs
Master’s Degree Programs
The USC Office of Student Financial Services provides information regarding student accounts, tuition payment plans, campus-based loans, payment options and tax credits.
In order to be considered for financial aid, you must apply. After you apply, the financial aid office will determine your financial need and process your financial aid summary document, which will consist of mostly federal loans. In addition, USC participates in a variety of private student loan programs.
Types of Aid
Here are some common financial aid solutions that can help fund your graduate education:
- Federal Loans
Federal student loans are loans from the government that are available to most borrowers.
- Private loans
Offered by financial institutions, private student loans are awarded based on your credit profile.
- Payment options
USC offers several methods of tuition payment including installment plans, tuition prepayment, and long-term financing.
Scholarships, Fellowships and Grants
As a USC Rossier student, you are eligible for both general and program-specific scholarships. Unlike loans, scholarships do not need to be paid back, and are therefore a helpful tool in financing graduate school.
Applications are reviewed in multiple rounds. In order to receive priority consideration for a scholarship, make sure to submit your application by deadline during rounds one and two.
While you will be automatically considered for certain USC Rossier scholarships with the submission of your application, most university-wide and external scholarships require a separate application.
Below you will find a breakdown of scholarship categories. For more details, visit the Scholarships, Fellowships & Grants page.
USC Rossier Scholarships
These scholarships are awarded to USC Rossier students who demonstrate a high level of achievement, and align with the school’s mission.
USC offers scholarships for students based on merit, community engagement, and cultural contributions.
Students of all USC Rossier programs can apply for scholarships provided by parties outside the university, based on a variety of requirements.
Program-Specific External Scholarships
Additional scholarship opportunities are available to students who meet criteria relevant to their program of study.
USC Rossier graduate students are eligible for paid graduate assistantships in the Postsecondary Administration and Student Affairs (PASA) and Master of Education in Educational Counseling (EC) programs.
Assistantships can help alleviate some of the cost of graduate school, while providing students with hands-on experience in their fields of interest.
Federal and Local Government Programs
In 2007, Congress created the Public Service Loan Forgiveness Program to encourage individuals to enter and continue to work full-time in public service jobs.
Under this program, you may qualify for forgiveness of the remaining balance due on your eligible federal student loans after you have made 120 payments. The program is only available with certain repayment plans, and you must be employed full time by qualified public service employers. If you meet the requirements, you can use the loan forgiveness program as a long-term method of financing graduate school.
Teacher Loan Forgiveness
If you teach full-time in a low-income school for five consecutive years, you may be eligible to have your loans forgiven up to $17,500. Visit the U.S. Department of Education’s Teacher Loan Forgiveness page for details.
Income-Driven Repayment Plans
Income-Driven Repayment Plans are intended to make your federal student loan payments more manageable. Currently, the government offers multiple plans tailored to different financial circumstances. As a student financing graduate school, they can give you flexibility as you pursue your career in education.
Note: Eligibility and loan forgiveness terms may vary depending on the plan.
Some businesses offer tuition assistance for employees who are enrolled in educational programs. Check with your employer to see if they provide this benefit.
Do you already work at USC? Learn more about the university’s tuition assistance policy for employees.
For more practical tips on financing your graduate education, check out our blog post, How to Pay for Grad School.